Article
A budget is important for you to check your spending and finances.
So, in a bid to survive on your budget, you may want to throw out some things.
However and at the same time, there are things that are too important to get
rid of. Therefore, no matter what you earn, they must always feature in your
budget. Jumia Travel, the leading
online travel agency shares five things
to never remove from your budget.
Car repair and maintenance
If you own a car, then you know that it could go
haywire anytime. So, to keep your car in good working condition, you must make
arrangements for repairs and maintenance in your budget. Ignoring this will
result in the car completely breaking down and you have to spend more.
Healthy food
Your body needs to function and the fuel that can make
this possible is nutritious and healthy food. But quite a number of people eat
junk. Try to budget for healthy food so that you can eat proper food even if it
is once a day.
Insurance
Nigerians are still skeptical about insurance. It is
one of the first things that will be axed from a budget. But you cannot
downplay the importance of insurance. Insurance is a contract,
represented by a policy, in which an individual or entity receives financial
protection or reimbursement against losses. Important insurance cover includes
health, car, and fire insurance. Interestingly, the premium for this insurance
is quite affordable.
Home repair and maintenance
If anything
is damaged in your home, you should do something about it immediately before it
becomes a huge problem. If you take care of that leak or crack now, it will be
a less expensive than if you wait until it becomes very bad that you have no
choice than to repair it.
Medical care
Going for a
medical checkup at least twice a year will help guard against any form of
disease or ailment. Like they say, prevention is better than cure. So, do not
joke with your health and do not wait until you are ill before you
accommodate medical care in your budget.
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